Financial Literacy at The Lower Secondary Schools in The Czech Republic



Rok publikování 2019
Druh Článek ve sborníku
Konference The 7th European Conference on Education 2019 (ECE 2019)
Fakulta / Pracoviště MU

Ekonomicko-správní fakulta

Klíčová slova financial literacy; Czech Republic; secondary school
Popis Importance of financial literacy among the population is permanently increasing. The number of financial products on the market is growing, and the age at which people start to use these products is decreasing. This is also related to the negative impacts of insufficient financial literacy in this area – rising household indebtedness, the high number of executions, or the inability to manage a balanced household budget. That is why government institutions, banks and other financial market actors have been actively engaged in increasing the level of financial literacy recently. Although financial education bears on all age groups, the Ministry of Finance focuses mainly on primary and secondary schools and the integration of financial literacy in the school curricula. For this purpose, financial literacy standards have been drawn up, where the Ministry of Finance sets the output level of financial education in different areas for each educational level. So far, no testing of compliance of these requirements with the real state of financial literacy of pupils has been conducted. The aim of this research is, therefore, to find out, on a selected sample of lower secondary schools, what is the level of financial literacy of pupils in a selected region of the Czech Republic and what factors influence this level. For this purpose, a questionnaire survey will be conducted among pupils aged 11-15. The questionnaire is based on financial literacy standards set by the Ministry of Finance. Mathematical-statistical methods will be used for the analysis of obtained data.
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