Financial Literacy Level in the Czech Republic and Selected European Countries

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NEŠLEHA Josef

Rok publikování 2018
Druh Článek ve sborníku
Konference Proceedings of the 17th European Conference on Research Methodology for Business and Management Studies
Fakulta / Pracoviště MU

Ekonomicko-správní fakulta

Citace
www https://www.dropbox.com/sh/5lrvm1auju247en/AAA0oMYvtAG8up_nYCtMNXMsa?dl=0&preview=ECRM18-Proceedings-Donwload.pdf
Klíčová slova financial literacy; financial education; research methodology; Czech Republic
Popis This paper deals with research into the financial literacy with focus on the system in the Czech Republic. First, it provides basic theory related to the financial literacy and it also provides chosen articles published in the past that relate to the financial education, mainly with emphasis on the financial literacy defining and measuring. The main goal of the paper is to describe a method of the financial literacy testing in the C zech Republic, being recently conducted, and to outline its characteristics, contributions, drawbacks and potential space f or an international comparison. The research is based on the assessment of the financial literacy among pupils on primary sc hools in the Czech Republic via a terrain investigation that has been commenced in 2017 and that continues in 2018. It is ba sed on a testing in bigger cities in the Czech Republic with different level of education, economic situation and the situat ion on the labour market. The testing covers all requested knowledge defined by the government (via the document called Th e Financial Literacy Standards) for primary schools’ pupils. The main outcome is a definition of strengths and weaknesses of the education and the financial literacy determinants. Last but not least, the contribution of the research is also to revi se the Financial Literacy Standards of the Czech Republic and t o compare if the real knowledge corresponds to the required knowl edge (required by the Financial Literacy Standards). Depending on the overall result, the testing is planned to be c onducted internationally, preferably in countries with similar attitude to the financial education.
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