Competition among Czech Health Insurance Companies from patients’ point of view

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PAVLÍK Marek

Rok publikování 2017
Druh Článek ve sborníku
Konference Proceedings of the 21st International Conference Current Trends in Public Sector Research
Fakulta / Pracoviště MU

Ekonomicko-správní fakulta

Citace
Obor Řízení, správa a administrativa
Klíčová slova Insurance company; Insured; Competition; Managed competition; Czech
Popis Czech health care system is based on Bismarck’s model and involves a seven Health Insurance Companies. The system theoretically enables a managed competition among them as well as competition among providers but a space for such competition is highly regulated. There is an endless debate if the Czech system needs more than one Health Insurance Company (HIC). The paper examines theoretical and real space for managed competition among HICs from the patients’ (insured’) point of view. We also analyze if patients’ fluctuation among HICs is affected by bonus programs (financed from companies of prevention) provided by HICs. We do not suggest an optimal solution, but we prove that current situation is sub-optimal for both supporters and opponents of a managed competition principles.
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