Capital Structure and Credit Risk in the Czech Republic


DOLÁKOVÁ Bohuslava

Year of publication 2015
Type Article in Proceedings
Conference Financial Systems 2015: Proceedings of the 12th International Scientific Conference
MU Faculty or unit

Faculty of Economics and Administration

Field Economy
Keywords Risk Management; Capital Structure; Banks; Lending
Attached files
Description The paper deals with the risk management being a very important concept for any business as most financial decisions revolve around the corporate cost of holding risk. This issue is particularly important to banks since risk constitutes their core business processes. This paper examines how credit risk affects a bank’s capital structure, profitability and lending decisions. Banks hold private information about their borrowers that makes sales of loan difficult due to adverse selection.
Related projects:

You are running an old browser version. We recommend updating your browser to its latest version.