K investiční činnosti komerční pojišťovny v ČR

Title in English To investment activity of insurance company in the CR

ČEJKOVÁ Viktória NEČAS Svatopluk

Year of publication 2001
Type Article in Proceedings
Conference Transformácia poisťovníctva v procese prípravy Slovenskej republiky a Českej republiky na vstup do Európskej únie
MU Faculty or unit

Faculty of Economics and Administration

Keywords investment; insurance company; technical reserves; methods and structure of investment
Description Insurance company is a institution which deals with insurance activities by law of insurance. It is a legal subject, which effects insurance policy. Insurance company executes insurance protection. It can be specialized at offer of insurance products, class of insurance - life or non-life or some risks. Insurance company can also act as universal company. Technical reserves of insurance companies are made of premium and are used for paying the indemnity. Some part of these reserves can be used for investment of insurance companies. Each insurance company has its own investment policy. By investment is insurance company obligated for keeping these principles: principle of security, principle of rentability, principle of solvency, principle of diversification. Investment of insurance companies is specific for each of them as well as investment strategy and philosophy.

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